ExpressCredit Lesotho is a global consumer finance company regulated by the Central Bank of Lesotho. We are operating in Lesotho and three surrounding countries, including Zambia, Botswana and Namibia. We operate a multi-channel lending platform for government sector employees underserved by mainstream financiers. As a good corporate citizen, our goal is to help people in need of short-term and long-term financial assistance – all of which make a meaningful and lasting impact on the local communities. ExpressCredit Lesotho is a game-changer and one of the fastest microlenders in the country. A combination of new technologies, mobile sales and a network of branches and direct sales positions us well for growth and building a sizeable, well-performing loan portfolio.
We are seeking an experienced Senior Legal and Compliance Officer to lead the legal, regulatory, and AML/CFT compliance functions of our institution. This role provides legal counsel, ensures compliance with national laws and regulatory frameworks, and represents the organization in legal proceedings. The ideal candidate will combine legal expertise with strong compliance and risk management capabilities, especially in financial services. This is a key position ensuring both operational integrity and regulatory alignment.
Key Responsibilities:
Legal & Corporate Affairs
- Provide legal counsel to management and departments; draft and review contracts, agreements, and policies for legal compliance.
- Ensure corporate governance aligns with statutory and legislative requirements.
- Manage litigation and represent the institution in court and regulatory matters.
- Monitor legislative changes and recommend compliance adjustments.
- Implement an effective framework to monitor new legislation and regulations, providing recommendations to management on procedural adjustments and deficiencies.
Regulatory Compliance & AML/CFT
- Serve as the main liaison with regulatory bodies, including the Central Bank and FIU; handle all required reporting.
- Develop and enforce compliance policies and procedures; investigate breaches and ensure regulatory adherence.
- Maintain and update AML/CFT policies, conduct KYC and due diligence reviews, monitor high-risk clients, and report suspicious transactions.
- Deliver legal, compliance, and AML/CFT training to staff.
Requirements
- Law degree required; Master’s or post-graduate qualification in Law or Compliance preferred.
- At least 5 years in legal and/or regulatory compliance roles, ideally within banking or financial institutions.
- Strong understanding of Lesotho’s legal framework, Microfinance laws, AML/CFT regulations, and commercial law.
- Excellent communication, strong analytical and planning abilities, capable of working independently and under pressure
Why Join Us?
We offer an inclusive and collaborative environment, where your ideas and input are valued. You will play a key role in building and supporting a strong, compliant, and engaged workforce that drives our business forward.
What we Offer
- A dynamic and collaborative work environment with a growing and ambitious team
- Opportunities for professional development and growth within a regional group structure
- Competitive salary package aligned with your experience and responsibilities
- Supportive leadership and the chance to contribute to people-focused initiatives
- A culture that values integrity, accountability, and innovation
- Exposure to multi-country practices and Group-level collaboration
- Employee benefits in line with company policy (e.g. staff events, internal training, wellness initiatives)
We offer the following benefits:
- A 100% contribution to a pension fund
- A medical aid