Front Line Retail/Correspondent Mortgage Underwriter
Sutherland is seeking multiple Underwriters who have experience in Retail or Correspondent Front Line Mortgage Underwriting.
The underwriter will be responsible for approval/decline decisions on incoming applications consistent with internal, client and investor policies. Prior experience with FNMA/FHLMC guidelines required. Portfolio/Private Investor experience a plus.
- Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application, as presented by the broker
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Apply internal guidelines and investor guidelines to the credit decision process.
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Prioritize deals in Workflow queue in order to minimize turnaround time.
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Select required conditions on each deal to be satisfied prior to funding.
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Using the underwriting system, input: selected conditions, credit information, property details, and borrower information.
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Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received.
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Review documentation for compliance with internal and regulatory guidelines.
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Correspond with processors to attain outstanding documentation needed to complete requirements as stipulated on the commitment.
Qualifications
Qualifications for Underwriter:
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Must have 3-5 years prior Mortgage Underwriting experience
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Strong communication skills, verbal and written
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Strong analytical skills
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Demonstrated ability to resolve complicated issues as they arise
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Proven organizational skills and demonstrated ability to prioritize and multi-task
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Prior AUS experience required.
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Candidates should be open to flexible scheduling options and the ability to adapt/change as needed.