Regardless of your level of income, you can wiggle yourself out of poverty

Photo by Sam Truong Dan on Unsplash

Many people want many things in life and salaries can only go so far. Then come retrenchment they are scared to death about future prospects. It’s quite common to hear people complaining about why they can’t wiggle themselves out of poverty.

They’ll talk about low pay. When I look at that, I see something. Amidst all that low pay, some people are succeeding fairly. Then we’re left to wonder, how come some people still manage to get financially stable? What sets the financially independent from the rest?

In answering this question, it is needful that we understand the distinction between plans and wishes. Most of us go through life with wishes. We wish we had all the privileges. We wish we had those resources. The list goes on.

What if we don’t really need all those? Could that work to set many of us for life? Wishes don’t work. They won’t lift a feather from the ground. So stop wishing your way up and out of financial choke slam. Let’s explore the following together.

Ever considered investing in financial education? This is one of the readily available means of overturning the cancer of being broke after payday. It’s simple and complex.

It’s simple because you can study at your own pace with materials of your choice such as videos, books etc. Yet its complexity is found in that it requires strictness on the part of the learner- discipline as it were. YouTube has got a large array of resources to get you started.

Secondly, one needs to set smart goals. Remember the Specific Measurable Achievable Realistic Time-bound acronym? Unfortunately, many people don’t have such as far as finances go.  Having goals gives a sense of purpose and direction.

Even better, revisiting your goals from time to time is necessary so that you’re able to see progress. This allows you to make necessary changes, especially if things aren’t looking so good.

You may also want to consider investing into some business ventures. This will supplement your monthly salary and release most of the pressures of having to work with only one channel of income. Lastly, some of us may still have to reconsider our spending.

Yep! For most people, spending habits are not monitored. This means, sometimes people buy things they don’t necessarily need hence they live from hand to mouth. This frustrates people more hence get into debts that could’ve otherwise been avoided.

Financially stable individuals practice these and many more. It’s just a matter of researching to find which works for you and then implementing with each day. It’s about time we start being financially savvy.


Teboho is a Social Worker, Writer and Inspirational Speaker. He is in pursuit of MSc. in Managerial Psychology. Graduates are able to apply psychological principles and methods to tackle challenges in the work environment and provide effective practical solutions. Acting as industrial-organizational psychologists.