As Portfolio Manager you will need to develop a portfolio of lending products, manage them through the stages of the Consumer Lending products life cycle as well as:
- Keep pace with the latest in industry & technology developments as well as the broader regulatory environment;
-
Improve the overall revenue contribution and performance of lending products in the company
-
Form part of the Super Application team, developing lending products for a payments Super Application.
Type: Full-Time | Remote (Remote working permitted until further notice)
-
Matric and a relevant 3 year Business degree essential
-
Minimum of 8 years’ experience within the Consumer Lending industry is essential
-
Prior Consumer lending product design and development experience is essential
-
A detailed knowledge understanding of a the fast-paced unsecured lending industry
-
Understanding of regulatory requirements
-
Understanding of system requirements to launch consumer lending offerings preferential;
Key Accountabilities:
-
Develop new innovative consumer lending products
-
Identify and foster relationships/partnerships with entities that are able to deliver on the team’s product wishlist
-
Negotiate contracts and commercials with identified partners
-
Build a brand new business with limited to no pre-existing processes, controls and systems;
-
Grow existing products, such as Voucher Advance;
-
Build and manage a team to create and maintain consumer lending offerings;
-
Development of the Consumer lending marketplace proposition which will span multiple segments from Consumer enterprise
-
Developing all relevant documentation, providing inputs and evaluation for financial business cases, defining business rules and working with customer experience teams to define and refine existing and new customer journeys
-
Revenue projections and forecasts for revenue and analyse and identify shortfalls and areas of improvement
-
Be an expert in making innovative, less than R1000, lending products commercially viable; Provide insights to the broader team around innovations and developments within the Consumer Lending and Fintech industry
-
To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products
-
Keep track of competitor launches and take measures to mitigate risks
-
Monthly product presentations for an audience consisting of managing executives and senior management
Please Note: Only shortlisted candidates will be contacted.
If this sparks your interest, apply today! we’d love to hear from you!
Matric and a relevant 3 year Business degree essential Minimum of 8 years’ experience within the Consumer Lending industry is essential Prior Consumer lending product design and development experience is essential A detailed knowledge understanding of a the fast-paced unsecured lending industry Understanding of regulatory requirements Understanding of system requirements to launch consumer lending offerings preferential; Key Accountabilities: Develop new innovative consumer lending products Identify and foster relationships/partnerships with entities that are able to deliver on the team’s product wishlist Negotiate contracts and commercials with identified partners Build a brand new business with limited to no pre-existing processes, controls and systems; Grow existing products, such as Voucher Advance; Build and manage a team to create and maintain consumer lending offerings; Development of the Consumer lending marketplace proposition which will span multiple segments from Consumer enterprise Developing all relevant documentation, providing inputs and evaluation for financial business cases, defining business rules and working with customer experience teams to define and refine existing and new customer journeys Revenue projections and forecasts for revenue and analyse and identify shortfalls and areas of improvement Be an expert in making innovative, less than R1000, lending products commercially viable; ∙ Provide insights to the broader team around innovations and developments within the Consumer Lending and Fintech industry ∙ To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products Keep track of competitor launches and take measures to mitigate risks Monthly product presentations for an audience consisting of managing executives and senior management Please Note: Only shortlisted candidates will be contacted. If this sparks your interest, apply today! we’d love to hear from you!