Head PPB Credit

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Job Purpose

To be accountable for the credit risk management function (e.g., credit evaluation, credit risk management, concentration risk, Collateral etc.) for Personal & Private Banking in line with the broader PPB Credit and PPB Risk objectives.

Qualifications & Experience

5- 8 years’ experience, including 2-5 years on Senior Leadership role

Prior experience with credit workflow management tools and automated deaccessioning technology essential.

A thorough knowledge and understanding of credit facilities and loan advances, lending criteria, credit policies, risk and financial analysis, credit control and the application thereof in developing markets.

Credit analysis and risk management.

Working knowledge of the banks operating system.

Portfolio analysis and management.

Understanding of collateral and of Lesotho law and business practices and to apply this knowledge without compromising Bank’s standards or policies.

Basic understanding of accounting, including both management and financial accounting in order to analyse financial strengths and weakness of clients and to identify potential risk to credit proposals.

Talented and passionate candidates who are interested and meet the requirements can submit their applications to http://www.standardlesothobank.co.ls on or before 5th January 2023.

Please note that only shortlisted candidates will be contacted.

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