Customer Information Consultant at Standard Lesotho Bank

2752

Job Purpose

  • To support the Team Leader Sales and Service by enabling operational effectiveness to Sales Support.
  • To ensure that the customers’ banking needs are identified and fulfilled efficiently and effectively, while managing the risks associated with new accounts, mandates and specimen signatures.
  • To maintain a high level of integrity and ethical standards.
  • To deal with all credit related issues in the branch i.e.. Loan Origination Centre(LOC)
  • To ensure that branch meets set targets and achieve target for client service

Key Responsibilities/Accountabilities

  • Welcomes customers on arrival to the branch, identifies their transactional needs and then ensures that they are migrated to the most applicable department.
  • Direct customers to the correct departments at all times.
  • Ensures that regular demonstrations are held to explain the usage of electronic banking and other remote channels.
  • Identify customers’ transactional needs correctly, resulting in them being migrated to the most appropriate channels.
  • Identify customers’ banking requirements correctly, resulting in them being provided with the most suitable products/services.
  • Ensures that customers waiting to be assisted are attended to promptly.
  • Monitor queues in the banking hall and bring delays to the attention of the responsible departmental head.
  • Be aware of to any irate or unhappy customers and intervene immediately.
  • Ensure up to date promotional displays and information pamphlets in the banking hall at all times.
  • Ensures that correct and updated merchandise are being displayed and that obsolete merchandising has been filed or destroyed.
  • Ensure that the banking hall is neat and tidy at all times.
  • Reactive sales – identify sales and gross-sell opportunities through interaction with customers and pass the leads promptly to relevant departments/branches.
  • Ensures the necessary stationery is available to customers.
  • Ensures that all new service requests (queries and complaints) are logged correctly as laid down in bank processed.
  • Ensures that the interlocking doors to the branch and the bullet proof glass on the teller and enquiry counters are clean/clear.
  • Ensures neatness and tidiness of banking hall.
  • Ensures that there is adequate lighting in the Banking hall.
  • Replaces globes that are not working have been replaced.
  • Ensure that the queue stanchion poles are properly aligned and in good repair
  • To understand the risks associated with the handling of cash and effectively control to manage these risks.
  • Completes the necessary check-list for all accounts regarded as high risk according to laid down procedures as stipulated in GRG/Process repository.
  • Ensure that all routine checks are carried as laid down in bank procedures.
  • Ensure that the branch obtains satisfactory ratings in Internal Audit and Routine Assessments.
  • Ensure that the branch is 98% KYC compliant.
  • Ensure that dormancy rate for accounts remain within <5%.
  • Assess and understand the risks associated with new business.
  • Maintain an effective system of controls to reduce exposure and thereby minimise risk.
  • Support the branch to maintain good Routine and Audit ratings.
  • Identifies cross-selling/migration opportunities and selling of products/services reactively
  • Completes sales and lead generation tracking forms on a daily basis
  • Participates in tactical sales/marketing activities as required.
  • Complete all compliance training within laid down timelines.
  • Ensure proper management of Customer Information and Data Management.
  • Ensure that clients are always positively identified before they could be given any information/service and that they are KYC compliant.
  • Ensure that the clean desk policy is maintained at all times and that no customer information is exposed to unauthorised people over the counter, at all times.
  • Ensure that the information we communicate to clients doesn’t compromise the bank reputation

Preferred Qualification and Experience

Degree in Business Management or related field.
2 Years branch banking experience, with exposure to frontline sales and service support and exposure to various products

Knowledge/Technical Skills/Expertise

  • Computer literate
  • Good numerical skills
  • Good negotiation skills
  • Tech Savvy
  • Good communication skills

Apply here!

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