Credit Manager

682

about us

  • Take pride in what we do and our contributions to our organisation.
  • In our owner-manager culture, we take responsibility and accountability for our actions and we don’t run away from our problems, but tackle them head-on.
  • Are empowered to innovate and come up with new ideas, as we value and nurture new ideas.
  • Embrace the concept of Botho with our understanding of the communities in which we operate. We have unity of purpose where the whole is greater than the part; therefore, no individual or department can function at the expense of another.
  • Respect the feelings, rights and abilities of our colleagues, clients and communities, even though they may be different from our own. We respect ourselves and our colleagues by not accepting or delivering average or poor performance. If the FNB values are congruent with your value set, and you have the necessary skills and competencies for the position advertised, then we are looking for you.

purpose

Evaluates portfolio risks, makes final credit decisions and interacts with other departments regarding credit management strategies.

experience and qualifications

  • Minimum Qualification : Relevant Bachelor’s Degree in Information Technology, Computer Science, Engineering or Business Analysis Diploma or equivalent.
  • Preferred Qualification : Matsers in Finance or Bsc in Mathematics / Statistics will be an advantage.
  • Experience : 8 to 10 Years related experience of which 3 to 5 years is in a credit environment.

additional requirements

There are no additional requirements associated with this vacancy.

responsibilities

  • Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members.
  • Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
  • Identify opportunities to expand customer base with creditworthy and potentially profitable customers.
  • Comply with governance in terms of legislative and audit requirements.
  • Apply ongoing credit risk management principles.
  • Applying credit roadmap and debt restructuring principles including the proper application of credit principles and a proper understanding of liquidation and restructuring processes.
  • Identify opportunities to increase profit of existing customers by providing innovative campaigns while maintaining risk within suitable boundaries. Authorize complex, high risk and highly profitable credit applications by assessing high credit risk and potential high profitable applications as part of Credit Panel.
  • Improve business decisions by providing accurate and reliable business intelligence (information) together with analyzing trends and data.
  • Plan and manage performance, skills development, employment equity, talent and culture of team in order to improve innovation, achieve efficiencies and increase competencies.
  • Approval of Credit Applications within the ambit of delegated authority.
  • Present high-level credit applications to appropriate committees.
  • Improve business decisions by providing accurate and reliable business intelligence (information) together with analyzing trends and data.
  • Plan and manage performance, skills development, employment equity, talent and culture of team in order to improve innovation, achieve efficiencies and increase competencies.

Closing date: 22 November 2020

Apply here!

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