Job Description
Analyses credit data to estimate degree of risk in extending credit or lending money and consults with management to assist in corporate planning
- Comprehensive understanding of scheme management, loan collection techniques and records management.
- Comprehensive understanding of the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients.
- Assess and evaluate credit facilities (new and / or existing) within delegated limits, based on sound credit & financial principles minimizing of risk to the bank and ensuring that credit risk falls within acceptable parameters.
- Approve and recommend appropriate credit facilities including terms and conditions of facilities.
- Provide effective value adding risk management to the bank in achieving their asset growth targets, whilst maintaining a quality lending book, through judicious and effective management.
- Build relationships with Credit originators and Branch Management to improve quality of business proposals and turnaround time on credit evaluation.
Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
Closing date : 12/05/25
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.