Account Analyst

Job Purpose

• Provide support to the Business Bankers in originating credit applications, servicing customers, attending to customer queries, providing credit administration support and identifying customer needs and refer accordingly.
• To support the Team Leader and Business Bankers in meeting sales and service targets within their respect portfolio

Key Responsibilities/Accountabilities

• Contact customers, where necessary or refer to the applicable product owners to provide feedback or follow up on requirements from customers
• Interact with customers to obtain and analyse financial material, (i.e., debtors lists, management accounts, cash flow budgets), in terms of agreed covenants (as required for portfolio management)
• Cross-sell products and services re-actively and pass leads on to the Business Banker and Team Leader
• Contribute to the achievement of sales budget.
• To provide an overall administrative and credit management responsibility for BizDirect
• Accurately and efficiently collates and checks collateral documentation and mandates for banking facilities
• Support Business Banker and Team Leader to resolve customer queries where necessary
• Monitors daily excesses to ensure that customer facilities are managed within the parameters set by Credit
• Manages the credit limits (i.e. ensuring that limits are timeously renewed) (portfolio management)
• Manages the timeous regularisation of facilities letters and conditions of approval
• Ensures the timeous completion of all reviews and  compliance with general banking credit policies and procedures
• Ensure timeous disbursement of all new credit facilities

Preferred Qualification and Experience

• CA, GA, Bcomm Accounting or any equivalent qualification.
• 1-2 years banking experience.
• Business Banking experience will be an added advantage
•  Knowledge of Business banking credit process.
•  Knowledge of the banks’ products and services 
• Knowledge of credit principles.
• Knowledge of the banks’ products and services  

• CA, GA, Bcomm Accounting or any equivalent qualification.
• 1-2 years banking experience.

Knowledge/Technical Skills/Expertise

1. Understanding of business economics and the current business economic environment
2. Financial Acumen: 
3. Good knowledge of Business Banking transactional administration processes and procedures
4. Experience as a Business Assistant to gain exposure to lending principles and customer servicing
5. Customer Understanding
6. Product Knowledge
7. Developing Relationships

Apply here!

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